This AI prompt library provides 80 ready-to-use AI prompts built for the One Big Beautiful Bill Act (OBBBA). Each prompt follows a clear structure: it names the law, defines the client situation, sets a task, and requests a usable output.

The collection covers individual taxpayers, service workers, business owners, and industry cases. It also includes prompts for client emails, planning memos, and multi-client templates.

Universal Templates

You can copy a prompt template, replace the values inside the square brackets, and paste it into your AI tool. This saves research time, improves answer quality, and helps convert tax questions into clear reports, tables, and client-ready explanations.

Just replace the text inside [square brackets] and paste directly into an LLM of your choice like ChatGPT, Gemini, Claude.

1. Individual Income & Deductions — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), analyze the tax impact for a [filing status] taxpayer with AGI of [$], age [age], and deductions of [$]. Evaluate the effect on [specific deduction or credit]. Show calculations and present results in a comparison table for [year 1] versus [year 2].

2. Tips, Overtime & Wage Income — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), evaluate the tax treatment of [income type: tips/overtime/wages] for a [job type] earning [$] in wages and [$] in tips or overtime. Identify eligibility limits and present the result as a client-friendly explanation.

3. Business Deductions & Depreciation — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), analyze the tax impact of a [$] asset purchase for a [business type] with annual revenue of [$]. Compare Section 179 and bonus depreciation and present results in a decision table with dollar amounts.

4. R&D, Interest & Business Limits — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), calculate the effect of [R&D expenses or interest expense] for a business with EBITDA of [$], EBIT of [$], and interest expense of [$]. Compare results under old rules versus OBBBA rules and present tax savings in dollar terms.

5. Industry-Specific Scenarios — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), analyze tax impact for a [industry type] business with revenue of [$], [number] employees, and major expenses of [$]. Identify key deductions and present findings as an industry-specific summary.

6. Client Communication & Planning — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), draft a [email/letter/memo/FAQ] explaining the impact of [specific tax change] for a client with AGI of [$] and filing status of [status]. Use simple language and include practical planning steps.

7. Multi-Client Templates — Template

Template:

Under the One Big Beautiful Bill Act (OBBBA), create a reusable assessment template that evaluates:

1. [tax area 1]
2. [tax area 2]
3. [tax area 3]
4. [tax area 4] Include variable input fields for AGI, filing status, industry type, and deduction amounts.

80 Prompt Collection – Based on Most Commonly Searched Use Cases

Below is a fully categorized AI prompt library for the One Big Beautiful Bill Act (OBBBA).
Each prompt follows the same structure:

• Legislative anchor (Name the exact law or rule)
• Client context (Provide real financial details.)
• Action objective (Tell the AI what task to perform.)
• Output format (Define how results should appear.)

You can use these as ready prompts or as templates for your tool.

CATEGORY 1: Individual Income & Deductions (12 prompts)

1. Under OBBBA, analyze the senior deduction for a married couple age 67 with AGI of $420,000. Show phase-out and present results in a comparison table.
2. Under OBBBA, calculate the impact of the SALT cap change for a single filer with AGI of $300,000 and $40,000 in state taxes paid.
3. Under OBBBA, evaluate the tax treatment of Social Security income for a retiree with $60,000 in benefits and $50,000 in other income. Present as a client memo.
4. Under OBBBA, analyze the child-related benefits for a family with two dependents and AGI of $180,000. Show before and after tax liability.
5. Under OBBBA, calculate standard deduction versus itemized deduction for a taxpayer with mortgage interest of $18,000 and charitable gifts of $6,000.
6. Under OBBBA, compare filing jointly versus separately for a married couple with combined AGI of $500,000.
7. Under OBBBA, analyze charitable deduction limits for a taxpayer donating $25,000 to qualified charities.
8. Under OBBBA, evaluate the effect of AGI phase-outs for a household earning $650,000.
9. Under OBBBA, calculate tax impact for a taxpayer with long-term capital gains of $120,000.
10. Under OBBBA, analyze education-related deductions for a parent paying $30,000 in college tuition.
11. Under OBBBA, evaluate tax savings from medical expense deductions for a taxpayer with $20,000 in medical costs.
12. Under OBBBA, identify which deductions no longer apply to a taxpayer with AGI of $400,000.

CATEGORY 2: Tips, Overtime & Wage Income (10 prompts)

13. Under OBBBA, analyze the “no tax on tips” rule for a restaurant worker earning $40,000 in wages and $15,000 in tips.
14. Under OBBBA, calculate tax savings for a hotel employee earning $55,000 including $10,000 in tips.
15. Under OBBBA, evaluate overtime income treatment for a factory worker earning $70,000 with $12,000 overtime pay.
16. Under OBBBA, compare tax liability for tipped income before and after the new rule.
17. Under OBBBA, analyze combined wage and tip income for a delivery driver earning $38,000 plus $7,000 in tips.
18. Under OBBBA, draft a client-friendly email explaining the tip income rule for service workers.
19. Under OBBBA, identify income limits for tip-related tax benefits.
20. Under OBBBA, calculate payroll tax impact for an employer with 15 tipped employees.
21. Under OBBBA, compare tip income treatment for single versus married filers.
22. Under OBBBA, list documentation required to support tip income exclusion.

CATEGORY 3: Business Deductions & Depreciation (12 prompts)

23. Under OBBBA, compare Section 179 deduction versus bonus depreciation for a $300,000 equipment purchase.
24. Under OBBBA, analyze tax impact of equipment purchased in January versus December for a business with $2 million revenue.
25. Under OBBBA, calculate depreciation for a truck purchased for $120,000.
26. Under OBBBA, evaluate the benefit of immediate expensing for a retail business opening a new store.
27. Under OBBBA, analyze depreciation rules for office furniture costing $80,000.
28. Under OBBBA, compare cash flow impact of depreciation for a manufacturing company.
29. Under OBBBA, calculate allowable depreciation for mixed-use business assets.
30. Under OBBBA, evaluate tax savings from capital investments of $1 million.
31. Under OBBBA, analyze depreciation limits for leased equipment.
32. Under OBBBA, present depreciation results in a decision table.
33. Under OBBBA, compare depreciation benefits for small versus large businesses.
34. Under OBBBA, identify assets that no longer qualify for accelerated depreciation.

CATEGORY 4: R&D, Interest & Business Limits (12 prompts)

35. Under OBBBA, calculate retroactive R&D deductions for a software firm with $200,000 R&D expenses.
36. Under OBBBA, compare R&D treatment for domestic versus foreign research spending.
37. Under OBBBA, analyze business interest limits for a firm with $10 million EBITDA and $1.5 million interest expense.
38. Under OBBBA, compare EBIT versus EBITDA rules for interest deduction.
39. Under OBBBA, evaluate loan interest deductions for a construction company.
40. Under OBBBA, analyze R&D refund opportunities for tax years 2022–2024.
41. Under OBBBA, calculate carryforward of disallowed interest expense.
42. Under OBBBA, present R&D benefits in a refund memo format.
43. Under OBBBA, identify industries that benefit most from R&D changes.
44. Under OBBBA, compare tax impact for high-debt versus low-debt businesses.
45. Under OBBBA, analyze compliance requirements for R&D claims.
46. Under OBBBA, list risks of misclassifying R&D expenses.

CATEGORY 5: Industry-Specific Scenarios (12 prompts)

47. Under OBBBA, analyze tax impact for a restaurant with $900,000 revenue and 12 employees.
48. Under OBBBA, evaluate benefits for a trucking company with $500,000 fuel expenses.
49. Under OBBBA, analyze deductions for a freelance designer earning $120,000.
50. Under OBBBA, calculate tax changes for a real estate agent earning $250,000.
51. Under OBBBA, evaluate farming deductions for a farm with $300,000 equipment purchases.
52. Under OBBBA, analyze tax impact for a medical clinic with $2 million revenue.
53. Under OBBBA, calculate benefits for a hotel business with 20 tipped workers.
54. Under OBBBA, analyze tax treatment for a rideshare driver earning $60,000.
55. Under OBBBA, evaluate depreciation for a construction firm buying $700,000 machinery.
56. Under OBBBA, analyze tax impact for a consulting firm with no physical assets.
57. Under OBBBA, compare retail versus service business deductions.
58. Under OBBBA, identify special rules for seasonal businesses.

CATEGORY 6: Client Communication & Planning (12 prompts)

59. Under OBBBA, draft a client email explaining senior deductions in simple language.
60. Under OBBBA, prepare a one-page summary of major changes for individual taxpayers.
61. Under OBBBA, draft a planning memo for business owners about equipment timing.
62. Under OBBBA, create an FAQ document on tips and overtime income.
63. Under OBBBA, write a client letter explaining R&D refunds.
64. Under OBBBA, prepare a tax planning checklist for 2025.
65. Under OBBBA, generate a comparison chart for pre-OBBBA versus post-OBBBA rules.
66. Under OBBBA, create a script for explaining SALT changes to clients.
67. Under OBBBA, prepare a worksheet for client data collection.
68. Under OBBBA, draft a webinar outline for business clients.
69. Under OBBBA, create a step-by-step tax planning guide.
70. Under OBBBA, summarize key risks and compliance points for clients.

CATEGORY 7: Multi-Client Templates (10 prompts)

71. Under OBBBA, create a reusable template for analyzing individual tax impact using AGI, filing status, and deductions.
72. Under OBBBA, design a business impact template using revenue, assets, and debt.
73. Under OBBBA, create a restaurant industry assessment template.
74. Under OBBBA, create a freelancer tax impact template.
75. Under OBBBA, build a checklist template for senior clients.
76. Under OBBBA, design a side-by-side tax comparison template.
77. Under OBBBA, create a planning worksheet template for equipment purchases.
78. Under OBBBA, create a compliance review template.
79. Under OBBBA, build a tax savings estimation template.
80. Under OBBBA, create a client-ready report template.

These prompts give you a repeatable way to study OBBBA without starting from scratch each time. Each one keeps the focus on the law, the client facts, the task, and the output.

This structure helps you stay consistent while still adapting to different cases.

You can use this library as a working toolkit. Copy a prompt, replace the values in the brackets, and run it for your client or scenario. Over time, you can expand this set with your own variations and build a reliable system for tax analysis, planning, and client communication.